Fire insurance - General
Yes, Buildings Insurance is also commonly known as Fire Insurance. It covers a property's structure if there is damage caused by events including fire, ...
Wed, 17 Sep, 2025 at 11:46 AM
We accept Sum Insured from HKD 500,000 to HKD 50,000,000. Please refer to this FAQ for more on Sum Insured: How do I determine the Sum Insured for my poli...
Wed, 17 Sep, 2025 at 11:46 AM
OneDegree Fire Insurance premiums are fixed at 0.042% of the Sum Insured. The rate is applicable to residential properties of all types and all ages. Get a ...
Wed, 17 Sep, 2025 at 11:45 AM
Annual policy premiums range from 0.042% to 0.15% of your Sum insured, depending on your insurer’s terms. For example, for a policy with HK$ 4,500,000 Sum i...
Thu, 21 Aug, 2025 at 2:27 PM
Home Insurance and Fire Insurance are different, but complementary. Home Insurance covers the content in your home, such as furniture, electrical appliances...
Wed, 17 Sep, 2025 at 11:48 AM
If fire insurance is included in my building's management fee, do I need to inform my mortgage bank?
If you're buying a home in a newer residential development, it's likely that fire coverage is included in the management fee and you won't need ...
Wed, 17 Sep, 2025 at 11:49 AM
If the insured property has been fully paid off and is no longer under a mortgage, the customer may choose to use the property's reconstruction cost as ...
Wed, 15 Oct, 2025 at 2:42 PM