Fire insurance - General
Yes, Buildings Insurance is also commonly known as Fire Insurance. It covers a property's structure if there is damage caused by events including fire, ...
Thu, 10 Mar, 2022 at 11:41 AM
We accept Sum Insured from HKD 500,000 to HKD 50,000,000. Please refer to this FAQ for more on Sum Insured: How do I determine the Sum Insured for my policy?
Thu, 10 Mar, 2022 at 11:54 AM
OneDegree Fire Insurance premiums are fixed at 0.038% of the Sum Insured. The rate is applicable to residential properties of all types and all ages. Get a ...
Wed, 3 May, 2023 at 5:32 PM
Annual policy premiums range from 0.038% to 0.2% of your Sum insured, depending on your insurer’s terms. For example, for a policy with HK$ 3,000,000 Sum in...
Wed, 3 May, 2023 at 5:35 PM
Home Insurance and Fire Insurance are different, but complementary. Home Insurance covers the content in your home, such as furniture, electrical appliances...
Thu, 10 Mar, 2022 at 1:16 PM
If fire insurance is included in my building's management fee, do I need to inform my mortgage bank?
If you're buying a home in a newer residential development, it's likely that fire coverage is included in the management fee and you won't need ...
Thu, 10 Mar, 2022 at 2:06 PM
Reinstatement cost is how much it would cost to rebuild your property and restore it to its original condition if it were completely destroyed. It excludes ...
Thu, 10 Mar, 2022 at 2:08 PM