We don’t cover you for: 


  1. Uninsurable risk such as scratching, corrosion, wear and tear; 
  2. Items which are insured under a separate policy; 
  3. Malicious damage or vandalism by a person residing in the insured premises;
  4. Contact lenses, mobile/portable phone, laptop, computer; 
  5. The insured premises unoccupied for more than 30 days. 

 

For more details, refer to our insurance policy wording.