We don’t cover you for:
- Uninsurable risk such as scratching, corrosion, wear and tear;
- Items which are insured under a separate policy;
- Malicious damage or vandalism by a person residing in the insured premises;
- Contact lenses, mobile/portable phone, laptop, computer;
- The insured premises unoccupied for more than 30 days.
For more details, refer to our insurance policy wording.