Home insurance - Terms & Coverage

What is third-party liability coverage?
Third-party liability coverage protects the policyholder (first party) from claims made by others (third parties) when the policyholder is found legally lia...
Fri, 22 Aug, 2025 at 12:13 PM
If the television I just bought breaks down, can OneDegree's Home Insurance provide coverage for this?
If you have added on “Home Appliances Warranty” coverage to your Home Policy, or purchase Home Appliances Warranty Insurance, we will reimburse the repair f...
Thu, 21 Aug, 2025 at 12:50 PM
If my pet accidentally bites a person, will OneDegree's home insurance provide coverage for this situation?
OneDegree Home Insurance does offer third-party liability coverage for pet owners, and customers are allowed to freely choose this optional add-on coverage....
Thu, 21 Aug, 2025 at 12:41 PM
What is included under 'Household contents'?
Household contents include furniture, fixtures and fittings, plate glass, fixed glass items, clothing, household goods, personal effects, valuables and inte...
Thu, 21 Aug, 2025 at 12:05 PM
Does the home insurance protect my family member's property?
Yes, OneDegree's Home Insurance covers the property of you and your immediate family members residing with you in your home.
Fri, 5 May, 2023 at 6:03 PM
If I do not have children or pets, can I remove Pet Owners' 3rd party liability coverage or school closure compensation from my policy?
Yes, OneDegree's Home Insurance allows you to customize your own coverage. If you do not need Pet Owners' 3rd party liability coverage or school clo...
Fri, 5 May, 2023 at 6:16 PM
My property is more than 40 years old. Is it eligible for coverage?
Yes, you can apply for coverage as long as the building age of your property is not above 50 years.
Fri, 5 May, 2023 at 6:28 PM
Does OneDegree's home insurance cover jewellery and art pieces?
Yes, OneDegree's home insurance provides coverage over your valuables, including jewellery, watches, photographic equipment, works of arts, furs, coin c...
Fri, 5 May, 2023 at 5:58 PM
What are the exclusions of home insurance?
We don’t cover you for:  Uninsurable risk such as scratching, corrosion, wear and tear;  Items which are insured under a separate policy;  Malicious ...
Thu, 14 Sep, 2023 at 11:13 AM
If the windows at home are damaged by a typhoon, will OneDegree Home Insurance provide coverage?
Yes, when the policyholder is the landlord or occupant of the insured address, we will pay for the window glass breakage at the insured property caused by t...
Fri, 12 Jul, 2024 at 6:12 PM