We cover unexpected injuries or illnesses that happen after the end of waiting periods.  We offer three plans with different levels of coverage. Depending on the plan, your pet can be covered for:   

Surgery   

- Overnight Hospitalization  

- X-ray and Ultrasound  

- Lab test (Blood test, urine test, fecal test, biopsy, and fine-needle aspiration cytology)  

- Prescribed Medication   

- General Consultation  

- Specialist Consultation  


We also provide a one-off lump-sum cash benefit of HKD 10,000 if, unfortunately, your pet is diagnosed with cancer.   
Please see our Pet Insurance page for more details, or you can see our sample policy wording for the fine print on coverage.