Pet insurance - Claims

Do I need pre-authorization from OneDegree for vet treatment?
No. You can take your pet to any registered vet in Hong Kong and claim eligible expenses. Please note though the reimbursement rate is different for clinics...
Mon, 25 Aug, 2025 at 11:54 AM
How do you handle claims for Pet CEO Plan®?
We will assess the applications and may ask our vet advisors for second medical opinions. We may also ask you for additional information, such as your ...
Mon, 25 Aug, 2025 at 11:55 AM
Is there a deadline for filing pet insurance claims?
You must submit a claim within 30 days after your pet's veterinary visit. For inpatient claims, the discharge date will be treated as the visit date. T...
Mon, 25 Aug, 2025 at 11:56 AM
Do I need to prepare and submit any documents for pet insurance claim filing?
We require a photocopy of your receipt. You can upload them through your online portal.   We need a histopathology report from your vet if you're f...
Mon, 25 Aug, 2025 at 12:00 PM
How do I make a pet insurance claim?
You can start filing the pet insurance claim by:   1. Log into your personal account  2. Click "View Policy" under the policy card  3. Click &quo...
Wed, 26 Apr, 2023 at 6:00 PM
How long does it take to get reimbursed for pet claims?
90% of the reimbursements will usually be paid out around 10 working days after we receive all necessary documents from you and your vet. The processing tim...
Mon, 25 Aug, 2025 at 12:02 PM
How do I check my claim status?
You can check the claim status anytime on our online portal with your OneDegree account:  1. Click your policy under “Your Policy” section     ...
Mon, 25 Aug, 2025 at 12:19 PM
How will you reimburse me for claims?
We will make a deposit directly into the bank account you provided for any successful claims.
Mon, 25 Aug, 2025 at 12:20 PM
Can I appeal if my claim is rejected?
Yes. We will clearly explain to you the reasons behind our claim decision. If you disagree with the claim decision, please let us know within 60 days fro...
Mon, 25 Aug, 2025 at 2:36 PM
How to provide extra information for case processing or re-assessment?
We may require further document for our claims processing – you can provide the information to our claims email claims@onedegree.hk. Please state the relate...
Mon, 25 Aug, 2025 at 2:36 PM